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Risk & Response by Arborlook Insights

Clover Fire Department

VOLUNTEER SC 3 Stations
13,334
Population
44.6
Sq Miles
299
Density / Sq Mi
3
Census Tracts
Relatively Moderate
NRI Risk Rating

Service Area Overview

Your department boundary, station locations, and overall NRI risk scores by census tract. Use the sections below to explore specific hazards, fire risk indicators, and EMS demand drivers across your service area.

Service area, population, and census tract assignments are based on department boundaries from NERIS Public. Boundary accuracy varies by jurisdiction.

Natural Hazard Risk

What this means for planning: With a risk score of 94.5 (Very High nationally), ice storm is your leading natural hazard. Prepare for extended power outages, downed trees and power lines, and cold weather sheltering. Establish warming center partnerships and coordinate with utilities on restoration priorities.

Top 5 Hazards in Your Service Area

  • Ice Storm
    94.5 Risk Score Very High
  • Tornado
    87.3 Risk Score Very High
  • Strong Wind
    82.1 Risk Score Very High
  • Lightning
    74 Risk Score Relatively High
  • Wildfire
    69.2 Risk Score Relatively High

How to read this map: Colors show absolute national risk levels (red = Very High nationally, green = Very Low nationally). These are objective hazard comparisons across all U.S. communities.

Historical Disaster Declarations

Your county has experienced 24 FEMA disaster declarations in the last 10 years, and 32 declarations in the last 25 years.

DateTypeTitle
2026-01-24Winter StormSEVERE WINTER STORM
2026-01-23Winter StormSEVERE WINTER STORM
2024-09-29HurricaneHURRICANE HELENE
2024-09-28Tropical StormTROPICAL STORM HELENE
2024-09-26Tropical StormHURRICANE HELENE

Demographics & Vulnerability

Why This Matters

Your community's demographics shape everything — from where you need smoke alarm programs to how many of your calls are EMS. The data below identifies who generates the most emergency demand, who faces the greatest barriers during emergencies, and who benefits most from targeted CRR outreach.

Age Distribution

Age drives EMS call volume (highest utilization: 65+ and especially 75+, with elevated rates also among children under 5), shapes fire safety education priorities, and determines evacuation assistance needs. The dark marker on each bar shows the national average.

Under 5
4.9% (656)
Ages 5-17
20.8% (2,776)
Ages 18-64
58.6% (7,813)
Ages 65-74
10.6% (1,414)
Ages 75-84
4.2% (557)
Ages 85+
0.9% (118)
Your Community
National Average

Social Vulnerability Indicators

These indicators identify populations that need additional support during emergencies, face barriers to self-evacuation or medical access, and benefit most from proactive CRR programming.

Vulnerability Factor Your Community Peer Average National Average vs. Peers
Disability Rate
Higher EMS utilization, evacuation assistance needs, accessible communication requirements
11.0% 12.9% 13.4% ≈ average
Poverty Rate
Economic barrier to safety resources
9.1% 9.2% 12.4% ≈ average
Uninsured Rate
May delay medical care, leading to emergencies
8.7% 8.2% 8.2% ≈ average
Limited English Households
Language barrier to emergency communication
2.4% 1.8% 4.2% slightly higher
No Vehicle Access
Transport-dependent for evacuation
3.0% 3.0% 8.5% ≈ average
No Internet Access
Disconnected from digital emergency alerts
4.5% 7.6% 6.6% 1.7x lower

Economic Context

Median Household Income
$87,132
Peers: $90,189 · National: $89,949
Per Capita Income
$39,390
Peers: $41,462 · National: $44,638
Median Home Value
$300,107
Peers: $319,661 · National: $402,984

Fire Risk Factors

What this means for planning: Focus fire prevention efforts on cooking safety (leading cause of home fires), heating equipment safety, electrical hazards, and smoke alarm installation programs. Target education toward renters and multi-family buildings where fire incidence is typically higher.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor Your Community Peer Average National Average vs. Peers
Pre-1980 Housing
Pre-1980 construction standards
30.6% 18.1% 36.0% 1.7x higher
High-Risk Heating
Wood, fuel oil, coal
1.1% 7.1% 5.7% 6.3x lower
Vacancy Rate
Vacant properties at higher fire risk
4.0% 6.9% 10.3% 1.7x lower
Mobile Homes
Structural fire spread risk
10.0% 13.0% 5.8% slightly lower
Renter-Occupied
Higher turnover, variable maintenance
11.6% 19.8% 34.4% 1.7x lower

EMS Risk Factors

EMS typically accounts for 60-80% of fire department call volume nationally. The demographics below are the strongest predictors of where that demand comes from in your service area.

What this means for planning: Your community demographics suggest moderate EMS demand. Focus on efficient response protocols, NFPA compliance tracking, and community paramedicine programs to expand your role in public health and preventive care.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor Your Community Peer Average National Average vs. Peers
Population 65+
Highest EMS utilization group
15.7% 17.7% 17.4% ≈ average
Disability Rate
Higher EMS utilization, specialized assistance needs
11.0% 12.9% 13.4% ≈ average
No Vehicle Access
Transport-dependent for medical access
3.0% 3.0% 8.5% ≈ average
Uninsured Rate
May delay care, leading to emergencies
8.7% 8.2% 8.2% ≈ average
Poverty Rate
Economic barrier to healthcare access
9.1% 9.2% 12.4% ≈ average

Critical Infrastructure Protected

Hospitals, schools, nursing homes, and childcare centers require pre-incident plans and specialized evacuation protocols. These counts go directly into AFG/SAFER grant narratives and CPSE/CFAI Standards of Cover documentation.

0
Hospitals
4
Schools (K-12)
5
Childcare Centers
0
Nursing Homes
9
Total Facilities

Peer Comparison

Departments similar to yours in size, type, density class, and region. Peer benchmarks contextualize your community risk profile and support “demonstrated need” narratives in grant applications.

Department State Population Risk Score 65+ % Poverty % Stations
Clover Fire Department (You) SC 13,334 41.4 15.7% 9.1% 3
Pittsville Volunteer Fire Department, Inc. MD 9,877 40.7 14.0% 9.0% 1
Efland Volunteer Fire Department NC 8,570 39 17.5% 7.9% 4
Alexis Volunteer Fire Department NC 13,901 34.1 17.9% 8.2% 4
Gordonsville Volunteer Fire Department (County Of Orange Fire & Ems) VA 18,139 39.5 19.8% 9.1% 1

Your Community Risk Profile Is Half the Story

This page shows what your community faces. Connecting your NERIS data shows the other half — where response is slowest in your highest-risk areas, whether you're meeting NFPA benchmarks, and how your CRR investments are performing against actual demand.

See the Response Dashboard

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